Purchasing Power Built byYou, Not Your Credit Score
RallyUp turns your everyday spare change into real buying power. Round up every transaction, earn points, and unlock instant financing with a virtual card — no credit checks, no interest, no gatekeepers.
How RallyUp Works
Link Your Accounts
Connect your credit card or bank account securely with Stripe and Plaid.
Auto Round-Up
Every purchase rounds up to the nearest $0.50 or $1.00 — your choice.
Earn Points
Round-ups become points at 1:1 value. $0.55 round-up = 0.55 points.
Shop & Finance
Use your virtual card for purchases with instant financing in 4, 8, or 12 payments.
Your Purchasing Power Should Be Yours
Traditional financing locks people out based on a three-digit number they didn't choose. RallyUp is different — your buying power comes from your own habits, your own savings, your own discipline. No credit checks. No interest. No judgment. Just real purchasing power you built yourself.
Bank-Level Security
Powered by Stripe and Plaid with end-to-end encryption. Your financial data never touches our servers.
Your Card, Your Rules
Get a Stripe-issued virtual card backed by the purchasing power you built — no application, no approval wait, no credit inquiry.
Financing You Earned
Finance up to 25% of your points at zero interest. Pay in 4, 8, or 12 installments — because you earned it, literally.